About Us

Who we are

A NIDHI company is a type of company in the Indian non-banking finance sector, recognized under section 406 of the Companies Act, 2013. The RBI guidelines provide that a NIDHI company notified under section 620-A of the Companies Act is classified at present as "Mutual Benefit Financial Company" by RBI and regulated by the Bank for its deposit-taking activities and by DCA for its operational matters as also the deployment of funds. .NIDHI is incorporated primarily with the objective of encouraging the habit of saving and creating reserve funds amongst its members whereby the company receives deposits from its members and can lend money only to its members for mutual benefit. . REGISTERED OFFICE AT KESHWAPUR HUBLI, THE KEY PROMOTERS OF THE COMPANY HAS A DECADES OF EXPERIENCE IN BANKING, FINANCIALS AND HELD SENIOR POSITIONS.

Primary Features Of NIDHI Company

• Promotes small savings among middle and lower middle class.
• Accepts term deposits for timely returns.
• Easy source of loan to members against collateral.
• Effective means of savings and loans with minimum documentation.
• Secured means of investment due to rigid membership structure.

Management Team

He is an MBA graduate from TIME School, During MBA he has done many projects with multinational companies which are specialised in creativity and retail distribution. He has a rich experience in financial products, manged assets as well as liabilities for more than one and half decade. He has a track record of exceeding project and sales goals and expectations. Solid promotional skills for educating customers and clients on banking products and services. He was crucial in exploring new markets and building strong distribution network. Associated with banks like ICICI Bank, Standard Chartered Bank, IndusInd Bank. He was instrumental in expansion of Muthoot Fincorp branches in North Karnataka and he was key resource in IIFL Gold loan. He has achieved many milestones in banking and Gold loan space. Managed 186 Branches with 600 Cr+ AUM with 750+ team members. He held various capacities & national head for a start-up company as well.

Vishnu Daya & Company is a professional services firm under which dedicated professionals have developed core competence in the field od audit, financial consulting services, financial advisory, due diligence, risk management. Key founders are Mr Vishnu Moorthi and Mr Dayanand, Started in the year 1994 as audit firm in Bangalore with an ambition to provide services in the area of accountancy and audt our legacy of vast experience and exposures to different types of industries made us rapidly adoptable to the change in needs of the time and technology by not only increasing our ranges of services but also by increasing quality of services.

M K Babaji & Co is specialises in offering accounting and secretarial services for people in Hubli, India. Team of skilled accountants render the best individual/commercial taxation solutions, registration/licence consultation and finance/corporate advisory services. M K BABAJI & Co also excels in offering labour law consultation and company secretarial services. With the 3 decades of experience, ensure that our broad range of services is customised based on each customer's specifications.

VISION

To be a most trusted financial services provider by leveraging technology and by being dynamic customer centric organisation​

MISSION

Inculcating saving habits and supporting economic activities by providing credit access to achieve financial goals​​

VALUE

We provide services in an honest, ethical, open, courteous, caring and concerned manner, respecting people and the free exchange of ideas.​

We value the contribution our employees make in achieving our mission and we support and encourage teamwork and personal development to ensure a high level of competence, expertise, and satisfaction.

We will be transparent enough to maintain the trust of all the stakeholders​

We are committed to the success of our employees as they are our most valuable resource​